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A personal injury claim covers more than just medical bills

Whether you have been hurt in a car accident, while falling, or from a dog bite, you will find that an injury costs more than just the medical bills. After a severe injury you can be impacted financially, physically and emotionally. Many times the mounting costs and suffering add up to be much more than what an insurance company is willing to pay.

When an insurance carrier is not willing to give you the compensation that you deserve then an attorney can help you file a personal injury case in court. Many people do not know the extent of damages that a personal injury settlement can cover. All of the following can be paid for by the negligent party.

Medical bills - now and in the future

Medical care in the United States is highly expensive. Between diagnostic tests, procedures and follow up appointments it is easy to rack up thousands in medical bills. While most people know that a personal injury lawsuit can cover immediate bills, they might not know that a settlement can cover future medical expenses. Some injured people will need numerous follow up appointments, ongoing medication and even physical therapy. These can all be paid for.

Property damage

If your personal property such as your vehicle or clothing is damaged in the accident then those costs could also be covered in a lawsuit. You can receive the fair market value of your vehicle if it was totaled. This will make getting a new car a lot easier on the wallet.

Missed work days

For the more than half of Americans who get paid hourly, missed days at work can be frightening. It is hard to heal from an accident when you are looking at the clock and counting the amount of money that will be deducted from your regular paycheck. This can impact your ability to pay necessary bills. A personal injury lawsuit can cover the wages that you missed while you were healing from the injury. This can put your mind at ease.

Pain from the injury

Some injuries are worse than others. Many accident victims have a long and painful healing process. If you have suffered from an injury due to someone's negligence then you could be awarded compensation. The court will place a value on your injury by factoring the severity of pain and the possibility of future pain.

Emotional trauma

Some types of accidents such as dog bites and car accidents can not only hurt your body but cause emotional pain. The experience can be traumatizing to victims, leaving lasting effects. Feelings of anxiety, depression and anger can be just as debilitating as a physical injury. Some people may never be able to own a dog again or they might have trouble driving. Compensation for these types of damages will be decided by the court in a similar manner as physical suffering.

Loss of social and intimate interaction

If you suffer though a long recovery then you will miss out on the same type of social interaction that you did before. It will be hard to see friends and family. You will also miss the comfort and intimacy of marriage. While in recovery this can just add to the difficulty of being stuck at home in pain. In court these types of damages can be called "loss of consortium" and "loss of enjoyment of life."

A long-term disability

Some injuries are so severe that you will incur a long-term or permanent disability. This can be devastating and will require a lot of adjustment. You can prove these damages in court with the help of your physician. If you will need at home care for your disability then you can add the cost to your personal injury lawsuit.

If you or someone you know is going through a hard time after an accident then understand that the damages can be covered, even if the insurance company won't pay for it. Contact an attorney to help you determine the total amount of compensation that you could receive.

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