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What should I do after an automobile collision?

Immediately following a car accident seemingly caused by another driver's negligence, making sure that you and your passengers are physically okay is naturally your first order of business. If you have suffered a serious injury, calling for medical assistance is your next priority.

Amid the flaring emotions and panic that usually follow an automobile collision in Ohio, you may find it hard to determine what to do next to protect your best interests. A few essential steps are critical both at the scene of the accident and after the dust has settled.

At the collision scene

After checking on everybody in your party as well as others involved in the crash, you must contact the police if there has been physical injury, death or major property damage. Officers can file a police report for you. Obtaining the badge number and name of your responding officer may be helpful just in case you need to get in touch with him or her down the road as well.

While at the crash scene, you may benefit from talking to any witnesses about what they saw. After getting their reports, obtaining their names and contact information is critical. Taking photographs of the collision scene and of any damage that your motor vehicle has sustained, as well as of your injuries, may also prove helpful in the event you choose to file a lawsuit against the other driver.

After the collision

Following the crash, you must immediately contact your insurance company to report that you have been in a wreck. Telling the truth to the representative with whom you speak is critical, as you could face serious trouble if the company later discovers that you covered up vital facts. The consequences may include the insurance company denying coverage for the wreck, for example. Giving the company a copy of the police accident report can also be helpful.

Finally, getting in touch with an attorney is paramount if you have been hurt in the collision. A knowledgeable attorney in Ohio can investigate the crash and help you to maximize the compensation you may be awarded following the automobile collision. You will have to establish liability based upon proof of negligence before the insurance company will decide on claims for damages. Monetary compensation awarded in a successfully fought case may help you to address your hospital bills and other losses stemming from the car accident.

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